Online Services

Online Security Enhancements
 
It is our commitment to you that access to your financial information is appropriately secure. Therefore, we have implemented Multi-factor Authentication. If you would like to preview the changes , please click on the following link. https://banking.smw104fcu.org/servlet/SLogin?template=/3/en/sloginsc.vm&demo=yes 
 

In an effort to expand the services available to our members, SMW 104 Federal Credit Union is proud to announce that we offer Online Banking and Electronic Bill Payment and eStatements.

Enrolling in eStatements is a simple way that you can receive your statements faster and make a positive difference in our environment.  When you receive your statements electronically you can view and print them in a safe, secure environment anytime, anywhere.  In order to access eStatements your computer must be Windows2000 or higher, have installed Adobe Reader 7 or higher and use Internet Explorer 6 or higher.  If you have more than one account with SMW 104 Federal Credit Union, each account number must be enrolled individually.  Enrollment is fast and easy, just log on to your credit union account via Online Banking and click eStatements under the Accounts tab.  You will be prompted to complete the enrollment page and you're ready to go.  If you have not logged into your account via Online Banking before, please contact the credit union for assistance with the set-up.

Online Banking offers you the convenience of accessing your account 24 hours a day, 7 days a week via your computer. Your browser must be Netscape 4.04 or higher or Microsoft Internet Explorer 3.02 or higher. A login password (PIN) is required with Online Banking along with your member number. If you currently have a password for SMARTLINE (Sheet Metal Audio Response Teller), this will be the same for login to Online Banking. However, if you do not have a password, simply call the credit union and one of our Member Service Representatives will assist you.

With Online Banking you can inquire on any of your credit union accounts, make payments, schedule transfers, and view transaction history, and even obtain a copy of your paid checks, just to name a few.

In addition, we also offer Electronic Bill Payment (EBP). You will need to have a Checking Account with SMW 104 Federal Credit Union. With EBP, you will receive bills the same way you always have, and therefore you maintain the right to verify the amount you have been billed is correct. To begin your Bill Payment service, simply login to your account via Online Banking, and select the Account Set-Up option under the Bill Pay menu. Once there, complete your personal information to set-up your registration. The approval process takes approximately 24 hours, and you will receive a confirmation email. When you're ready to pay the bill, you will schedule your payment on-line at www.smw104fcu.org by clicking the Online Banking Login.

The SMW 104 Federal Credit Union's EBP system offers some unique features designed to save time when you schedule recurring payments of the same amount (i.e. you home mortgage) to be paid each month. In addition, you can establish payee profiles to avoid entering contact information each time a bill is to be paid. This streamlines the bill paying process even if the amount to be paid varies from month to month.

To ensure your payments are received on time, all you have to do is schedule it at least 7-10 business days prior to the bill's due date.

EBP with SMW 104 Federal Credit Union is FREE. If you're like most people, time is getting more and more valuable. It seems that stopping by the post office to pick up stamps, sitting down to write a check for each bill and remembering to drop them in the mail doesn't always fit into the hustle and bustle of daily life.

If you have any questions, please contact our Member Service Department at 1-800-464-5987. Again, to register for Online Banking and Electronic Bill Payment, simply click on the Online Banking Login located on the home page. Once there, you will be asked to enter your account number and PIN number.

 

 

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