| FEE SCHEDULE (as of 11/2004) |
| GENERAL FEES & CHARGES |
|
| Membership Fee |
$15.00 |
| Withdrawal Checks (3 or more daily) |
$2.00 |
| Photocopies of Withdrawal Checks |
$2.00 |
| Statement Photocopy (prior year) |
$2.00 |
| Locator Fee (per year) |
$5.00 |
| Minimum Balance Fee (per 6 month period) |
$5.00 |
| Escheat Fee |
$5.00 |
| Returned Check Fee |
$25.00 |
| Wire Transfer Fee - Domestic/International |
$20.00/$40.00 |
| Stop Payment |
$10.00 |
| Traveler's Checks |
1% of Amount |
| Garnishment, Executions & Levies |
$35.00 |
| Account Research (per hour) |
$30.00 |
| Collateral Protection Insurance Placement |
$25.00 |
| CHECKING ACCOUNT |
|
| Standard Account |
No Charge |
| Check Printing |
At Cost |
| Photocopies of Checks |
$2.00 each |
| Checks Written on Closed Accounts |
$25.00 |
| NSF (Overdrawn) Check |
$25.00 |
| Stop Payment of Check |
$20.00 |
| NSF/Uncollectible Funds (per check) |
$25.00 |
| NSF Debit Card |
$25.00 |
| ATM |
|
| ATM Withdrawal (First 5 Free) |
$1.00/Transaction |
| Replacement Card Fee |
$5.00 |
| NSF (Overdrawn) ATM |
$25.00 |
| ACH (Automated Clearing House) |
|
| NSF (Overdrawn) ACH |
$25.00 |
| MONEY MARKET |
|
| Excessive Withdrawals (over 3 monthly) |
$5.00 |
