Our goal is to provide you with exceptional member service




                                                                                      Holiday Schedule

As a reminder, our office will be closed Monday February 15, 2016 in observance of Presidents’ Day.  Mobile deposits submitted after 6:30 PM Friday February 12, 2016 will not be credited until Tuesday February 16, 2016.



 Have you moved? 

Simply log into your account Via Online Banking and submit your change by navigating to Messages under the Options tab.  If you’re a first-time online user, please call our office for assistance with your initial login. 

**Please note, this change will only impact your account with SMW 104 Federal Credit Union.




Update To Shared Branching Locations


Patelco Credit Union branches have migrated from full service Shared Branching outlets to self-service NextGen ATM’s with Shared Branching capabilities.  To lessen the impact of these changes, SMW 104 Federal Credit Union offers several alternatives: 


If you prefer to transact with a teller, you can locate the nearest Shared Branch outlet by visiting                               www.co-opsharedbranch.com.  Just remember to exclude Shared Branch outlets that are identified as “self-service”.  You can also call SMW 104 Federal Credit Union for a list of convenient locations near you. 


Direct Deposit:  Simply provide our routing number and your account number to your payroll department to have your payroll check automatically deposited to your SMW 104 Federal Credit Union account. 


Mobile Deposit:  Register for Mobile Deposit by logging into your SMW 104 Federal Credit Union account via Online Banking and selecting Mobile Deposit under the Accounts tab.  Once you have downloaded our Mobile Deposit App, simply take a picture of your check and submit your deposit.  Deposits are credited to your account the same day if submitted before 6:30 PM (Monday – Friday, excluding credit union holidays and early closure days). 


Mobile Banking:  Download our Mobile Banking App to view balances and history, make transfers and manage bill payments.  (You must be registered with Online Banking in order to use this App.  Please call us for assistance with your initial registration). 


Additionally, you can request a check be mailed to your home address on file by calling us during our normal business hours, by logging into your account online, or by calling SMARTLINE (Sheet Metal Audio Response Teller).  Requests made by 5:00 PM will be mailed the same day. 




Vacation Pay Posting Dates for 2016

January 8, 2016
February 5, 2016
March 7, 2016
April 7, 2016
 May 6, 2016
 June 7, 2016
July 8, 2016
August 5, 2016
September 8, 2016
October 7, 2016
November 7, 2016
 December 7, 2016