Our goal is to provide you with exceptional member service 



Holiday Schedule



As a reminder, our office will be closing for the Thanksgiving Holiday at 1:00 PM Wednesday, November 25, 2015 and will not re-open until Monday, November 30, 2015. 


Mobile Deposit cutoff time will be 1:00 PM Wednesday November 25, 2015 for same-day credit.  All deposits submitted after that time will not credit your account until Monday, November 30, 2015.  


To locate the nearest CO-OP ATM or Shared Branch location, please click here.



eStatements Now Available 


The issue surrounding the inability to access eStatements has been resolved.  We appreciate your patience over the past few months and apologize for any inconvenience this may have caused.



 Have you moved? 

Simply log into your account Via Online Banking and submit your change by navigating to Messages under the Options tab.  If you’re a first-time online user, please call our office for assistance with your initial login. 

**Please note, this change will only impact your account with SMW 104 Federal Credit Union.



Update To Shared Branching Locations


Beginning April 1, 2015 many Patelco Credit Union branches will be converting from full service Shared Branching outlets to self-service NextGen ATM’s with Shared Branching capabilities.  They will not convert them all at once, but will convert a few branches at a time.  To lessen the impact of these changes, SMW 104 Federal Credit Union offers several alternatives: 


If you prefer to transact with a teller, you can locate the nearest Shared Branch outlet by visiting                               www.co-opsharedbranch.com.  Just remember to exclude Shared Branch outlets that are identified as “self-service”.  You can also call SMW 104 Federal Credit Union for a list of convenient locations near you. 


Direct Deposit:  Simply provide our routing number and your account number to your payroll department to have your payroll check automatically deposited to your SMW 104 Federal Credit Union account. 


Mobile Deposit:  Register for Mobile Deposit by logging into your SMW 104 Federal Credit Union account via Online Banking and selecting Mobile Deposit under the Accounts tab.  Once you have downloaded our Mobile Deposit App, simply take a picture of your check and submit your deposit.  Deposits are credited to your account the same day if submitted before 6:30 PM (Monday – Friday, excluding credit union holidays and early closure days). 


Mobile Banking:  Download our Mobile Banking App to view balances and history, make transfers and manage bill payments.  (You must be registered with Online Banking in order to use this App.  Please call us for assistance with your initial registration). 


Additionally, you can request a check be mailed to your home address on file by calling us during our normal business hours, by logging into your account online, or by calling SMARTLINE (Sheet Metal Audio Response Teller).  Requests made by 5:00 PM will be mailed the same day. 




Vacation Pay posting dates for 2015

January 8, 2015
February 6, 2015
March 6, 2015
April 8, 2015
 May 7, 2015
 June 5, 2015
July 8, 2015
August 7, 2015
September 8, 2015
October 7, 2015
November 6, 2015
 December 7, 2015