Field of Membership

Membership in SMW 104 Federal Credit Union is limited to the following common bond:

 

1. Regular Members and apprentices of Local No. 104, Sheet Metal Workers’ International Association, in San Ramon, California.

 

 

2. Regular Members of Local No. 104 District Two, Sheet Metal Workers’ International Association in Sacramento, California.

 

 
3.  Regular Members of Local Union No. 104 District Three, Sheet Metal Workers’ International Association in Ventura, California.

 

 

4. Non-bargaining unit employees of Local No. 104 District One and District Two above.

 

 

5. Non-bargaining unit employees of the Sheet Metal Workers’ Local No. 104 Joint Apprentice and Training programs who work in San Leandro,   San  Francisco, San Jose, Burlingame, Petaluma, and Castroville, California.

 

 

6. Non-bargaining unit employees of the Sheet Metal Workers’ Local No. 104, Northern California Health Care Trust and the Supplemental Unemployment and Supplemental Health Care Plan who work in San Ramon, California.

 

 

7. Non-bargaining unit office employees of the approved employers who are signatory to a collective bargaining agreement with the Sheet Metal Workers’ Local No. 104 District One and District Two.

 

 

8. Permit workers of Local No. 104, Sheet Metal Workers’ International Association, San Ramon, CA.

 

 

9. Employees of BeneSys Administrators who are administrated in Pleasanton, CA.

 

 

10. Spouses of persons who have passed away while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families and organizations of such persons.

 

 

Please contact our office if you are interested in opening an account and meet the eligibility requirements as stated above.