Fee Schedule

 FEE SCHEDULE (AS OF 08/08/2017)   
 Membership Fee (non-refundable)  $15.00
 Account Balance Below $5.00 Minimum  $5.00 per six-month period
 Account Research  $30.00 per hour
 Certified Mail  $10.00
 Check Copy (Official Checks, Share Draft, ATM, or Shared Branch)  $4.00 each
 Check Withdrawal (greater than 2 daily)  $2.00 each
 Dormant Account (Dormant 24 months, balance below $100)  $5.00 monthly
 Escheat  $5.00
 Excessive Transfers – Reg D Limit (more than 6 within a calendar month)  $35.00 each
 Expedited Shipping (Overnight Delivery)  $35.00
 Garnishment, Executions & Levies  $35.00
 Locator  $5.00 annually
 Returned Item  $35.00
 Returned Mail  $5.00 per occurrence
 Statement Copy (Free with eStatement Enrollment, current month free)  $2.00 per page
 Stop Payment (Official Check)  $20.00
 Wire Transfer – Domestic  $20.00
 Wire Transfer – International  $50.00
 ACH (Automated Clearing House)  
 Returned Item   $35.00
 Stop Payment  $20.00
 ATM CARD – DEBIT CARD – VISA CARD  
 ATM Card Transaction – Non-Sufficient Funds  $35.00
 Debit Card Transaction – Non Sufficient Funds  $35.00
 Expedited Shipping Card & PIN  $25.00 each
 ATM Withdrawal (First 5 Free per calendar month) POS transactions unlimited  $1.00 per transaction
 Foreign Transaction – ATM (Currency Conversion/Cross Border)  $.2%/0.90% per transaction
 Foreign Transaction – Visa Debit Card & Visa Credit Card  1% per transaction
 Network-Imposed Adjustment Fee (ATM or Shared Branch)  $6.00
 Replacement Card  $10.00 each
 CHECKING ACCOUNT  
 Check Printing  At cost
 Checks Written on Closed Account  $35.00 each
 Expedited Shipping – Checks  At cost
 Return Item  $35.00
 MONEY MARKET  
 Excessive Withdrawals (greater than 3 monthly)  $5.00 each
 Returned Item  $35.00
LOANS  
 Collateral Protection Insurance – Placement Fee  $35.00
 Payment to SMW Loan/Visa by phone or SMW Website (eCheck or Debit Card)  $1.95/$4.95 each
 Lien Satisfied  $25.00
 Loan Cancellation Fee (Funded Loan)  $50.00
 Subordination  $150.00